Pay Now vs. Pay Later
When you want to eliminate debt and move towards financial stability, you have to make smart financial decisions. However, often the smartest choice can be hard to understand. Tempting offers like “No Payments For 12 Months” or “0% Down . . . 6 Months To Pay” certainly sound like smart decisions for those on a tight budget, right?
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In many budgets, the money “left over” after all the bills are paid is supposed to go into savings. What really happens to that money is anyone’s guess—because it rarely ends up in a savings account! Instead, all of that “left over” and “extra” money goes to buy little indulgences or to pay for short term emergencies. The net result is $0 in the savings account at the end of the month.
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